Benefitting from years of experience in the mortgage and insurance industry, we established our independent agency to provide personalised and detailed mortgage and protection advice.

Our office is in Bathgate, West Lothian; however, we service clients across the UK and pride ourselves on being able to provide a professional service no matter where you are located.

Our service to our customers and their satisfaction is key to our success, and we are very proud of our customer reviews.

With dedicated advisers, years of experience, a UK network of mortgage lenders and insurance providers, and a focus on excellent customer sales care, you can expect peace of mind and a solution tailored to suit your needs.

Donna Murray, Founder


As a professional mortgage protection and insurance advisor, my mission is to provide first-class, honest and cost-effective advice for your mortgage and protection needs.

My experience has shown that there's rarely a one-size-fits-all solution, and my team, therefore, focus on creating tailor-made, personalised solutions for you.  We provide advice to clients to help address their mortgage and family protection needs and our job as professional advisers is to make sure that once you have invested in your home, you do not lose it to sickness, serious illness, death. 

Our approach is straightforward. You tell us about your current situation, your financial objectives and when you want to achieve them. We develop a practical solution designed to help you meet those objectives. We will discuss the plan with you and agree on the course of action you want to take with jargon-free advice, now and in the future.


My team and I are CeMAP (Certificate in Mortgage Advice and Practice) qualified and registered with the Financial Conduct Authority. 




We take the time to really understand you and your business so that we can get you exactly the right mortgage and/or policies you need.

And because we also know the lenders and  insurers well, and stay on top of industry developments, we are able to tap in to the most competitive rates available on the market.


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GreenShoots Financial Ltd, Bathgate Business Centre,  6 Whitburn Road, Bathgate, West Lothian, EH48 1HH.

GreenShoots Financial Ltd is authorised and regulated by the Financial Conduct Authority and is a Registered in Scotland with Company number: SC553850. The Registered Address is 93 South Bridge Street, Bathgate, West Lothian Scotland EH48 1TJ.


Authorised and regulated by the Financial Conduct Authority, Greenshoots Financial Ltd is entered on the Financial Services Register under reference 772313.

The guidance contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.


A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at or by contacting them on 0800 023 4 567

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