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Getting a mortgage is one of the most significant financial decisions you'll make, so it's essential to get it right. Between our team, we have decades of mortgage and insurance broker experience and have over five years as a fully independent mortgage broker. This means we are not aligned with any product provider and have access to the entire market, allowing us to find offers and deals to suit your circumstances. Our mortgage advisers also work across specialist areas and deal with specific mortgage types offering relevant advice to every client. We have brokers in our Head Office in Bathgate who cover this region and Scotland-wide, but we also have individual brokers who live and are based in Falkirk and Livingston.

With access to thousands of deals from nearly 100 lenders to find the right mortgage, we'll do the hard work for your application, needing only a little paperwork from you. In addition, our expertise allows our advisers to assist you in finding the right mortgage or insurance product, giving you peace of mind knowing you have the best product and price. 

Finding these deals involves a lot of research and talking through your circumstances, often with different lenders. We may also see a deal not available to the general public on the "high street" and improve your chances of being accepted for a mortgage as we know which lenders best suit your particular circumstances. This is vital if you don't have a large deposit, haven't been with your employer for long, or are self-employed.

We take appointments online or via the telephone, but in person is always a pleasure, and our friendly team are welcoming. In addition, the office has private meeting spaces, and great coffee and tea are always available.

Please be aware that your home may be repossessed if you do not keep up repayments on your mortgage.

Mortgage Brokers Bathgate
Head Office, 133 Glasgow Road, Bathgate, EH48 2QN 

Donna Murray - Senior Mortgage Broker & Founder
Read more about Donna here

Carly Sheppard - Mortgage Broker
Read more about Carly here

Colin Cunningham - Mortgage & Insurance Broker
Read more about Colin here

Craig Murray - Mortgage & Insurance Broker, Equity Release Specialist
Read more about Craig here

Karen Phillips - Mortgage & Insurance Broker, Debt Consolidation Specialist
Read more about Karen here

Lorna Elliott - Branch Manager
Read more about Lorna here

Mortgage Broker Bathgate

What we do

Researching  the whole of the market to ensure you get the best possible deal, including some exclusive offers not available to the high street, we are experienced and qualified to support you with:



First time buyers, home movers, remortgages, further advances, product transfers, porting applications, bridging finance, second charge lending, Buy to Let and Let to Buy

Mortgage Protection and Insurance


Life Insurance, Critical Illness Cover, Income Protection, Accident and Sickness Cover, Buildings and Contents Insurance

Protecting your Business


Partnership Protection, Shareholder protection, Key Person Insurance, Death in Service Benefits, Business and Directors Loan Cover, Relevant Life Plans, Private Healthcare


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