About Greenshoots Financial Ltd.

We are an independent mortgage company with our headquarters based in Bathgate. West Lothian.  In addition to our brokers covering this area we are proud to have developed the business with many clients throughout Scotland and some clients south of the border in England.  A dynamic and tight-knit team, we are dedicated to finding the right mortgage and insurance solutions for our clients.

 

Benefitting from years of experience in the mortgage and insurance industry, we established our independent agency to provide personalised and detailed mortgage and protection advice, with access to the entire UK market, which means our loyalty is always to find the best deals for our clients.​

Our mission is to provide first-class, honest and cost-effective advice for your mortgage and protection needs. As our team grows, our strategy is to continue to invest in our team brokers who wish to develop their communities.  As such, we were proud this year to launch our Falkirk and Livingston hubs.  Ian in Falkirk and Collette in Livingston have a wealth of local knowledge about their areas and successfully provide personalised and detailed mortgage and protection advice in their home towns and surrounding regions. 

We pride ourselves on being one of the most prominent independent mortgage advisers in Scotland, ensuring all our local or online clients receive first-class, friendly, and professional service. 


With dedicated advisers, years of experience, a UK network of mortgage lenders and insurance providers, and a focus on excellent customer sales care, you can expect peace of mind and a solution tailored to suit your needs.

Donna Murray

Donna Murray, Founder

​As a professional mortgage protection and insurance advisor, my mission is to provide first-class, honest and cost-effective advice for your mortgage and protection needs.

My experience has shown that there's rarely a one-size-fits-all solution, and my team, therefore, focus on creating tailor-made, personalised solutions for you.  I provide advice to clients to help address their mortgage and family protection needs and my role as founder and adviser is to ensure that once you have invested in your home, you do not lose it to sickness, serious illness, death. 

Our approach is straightforward. You tell us about your current situation, your financial objectives and when you want to achieve them. We develop a practical solution designed to help you meet those objectives. We will discuss the plan with you and agree on the course of action you want to take with jargon-free advice, now and in the future.

 

My team and I are CeMAP (Certificate in Mortgage Advice and Practice) qualified and registered with the Financial Conduct Authority. 

Ian Angus-Felton

Ian Angus-Felton, Mortgage & Insurance Broker

Ian brings to Greenshoots Financial over 25 years of experience as a Mortgage Broker in Falkirk,  the Forth Valley region and beyond.  With a laser focus on serving his clients, Ian's expertise and passion make him a sought after broker in his community and a valued Greenshoots team member. 

Ian's core values are about his clients; he works tirelessly to make the process of getting a mortgage and associated insurance as seamless, stress-free as enjoyable as possible. 

 

In his spare time, he is a Board Member for SMILE Counselling in West Lothian, coaches the Under 17's and Over 35's at Falkirk FC and enjoys long walks with his family and dog Harvey

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Karen Phillips, Mortgage & Insurance Broker

Karen has over 32 years of experience working for a high-street bank and has a wealth of knowledge in the financial services industry.  She started her career in customer services and worked her way up to personal banker, was appointed as a financial planner for over five years before becoming a senior mortgage adviser with the bank.

Tapping firmly into her background in financial planning, Karen is passionate about helping customers save money as well as being protected, and always makes sure they have a financial MOT.  

Karen is local to Bathgate and knows the region, and many of the people which helps, particularly at a stressful time when people need to feel as secure as possible.  Knowing Karen and knowing she understands their needs and the region is real support.

 

Married with one son, Karen loves to travel and go on lovely holidays!

Colin Cunningham - Mortgage Broker

Colin Cunningham, Mortgage & Insurance Broker

Colin has been in the financial industry since 1980 and worked with the Prudential for 21 years worked in pensions and investments, general insurance, mortgages, all protection needs, life, critical, income protection, during which time he won many awards for helping clients.

Colin has a keen sense of humour which he frequently brings to the Greenshoots team meetings!  He takes part in many different charities, including helping supporters teams and the local football team Fauldhouse.  

Colin is a people person and enjoys helping meeting their dreams and being part of the Greenshoots team.  Added to this, he loves looking after his grandchildren as often as possible and enjoys family life.

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Collette Campbell, Mortgage & Insurance Broker

Collette has been part of the Greenshoots team for four years.  Invaluable in managing the regulatory and compliance aspects of the business and looking after our client's protection needs, Collette embarked on her Chartered Institute qualification in 2020 and qualified as a Mortgage Adviser.  

Collette has incredibly high standards, which means that the service she provides for her clients is second to none. With razor-sharp attention to detail, clients can be assured that Collette takes the time to get to know and understand their needs in-depth, allowing her to make the best recommendation possible.  

She covers her home town of Livingston and surrounding areas in West Lothian, and in her spare time, Collette enjoys spending time with her family and friends and going on holiday.

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Craig Murray, Mortgage & Insurance Broker

Craig has a wealth of experience gained from more than 20 years as a mortgage and protection adviser.  Motivated by assisting customers with all their mortgage needs, from helping buy their dream home to sourcing a better deal and saving them money.  He loves being a vital part of those journeys for each customer.  

Craig is a real family man and enjoys spending time with his loved ones and close friends. He loves playing various sports, football, golf and squash being some of his favourites.