
WHO WE ARE
We are an independent mortgage firm headquartered in Bathgate, West Lothian. We take pride in our expansive reach covering West Lothian and serving numerous clients across Scotland and even a few in England.
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Our foundation is built upon over ten years of seasoned experience in the mortgage and insurance sector. As an independent agency, we are committed to delivering personalised, in-depth mortgage and protection advice with access to the comprehensive UK market, and our primary loyalty lies in securing the best deals for our clients.
Our mission is aligned with providing top-tier, transparent, and cost-effective advice for your mortgage and protection needs. As we expand, we continue to invest in our team of brokers keen on community development. This has earned us the reputation of being one of Scotland's most notable independent mortgage advisors.
Our team is dynamic and close-knit, dedicated to finding our clients' most suitable mortgage and insurance solutions. We ensure all our local or online clients receive premier, friendly, and professional service.
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You can expect peace of mind and a solution tailored to your needs, thanks to our dedicated advisors, years of experience, a network of mortgage lenders and insurance providers across the UK, and a focus on superior customer sales care.
OUR TEAM

Donna Murray
Senior Mortgage & Insurance Broker
Founder
Bathgate Head Office
​As a professional mortgage and protection broker, I provide first-class and cost-effective advice for your mortgage and protection needs.
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My experience has taught me there's rarely a one-size-fits-all solution, and my team, therefore, focus on creating tailor-made, personalised solutions for you. I advise clients to help address their mortgage and family protection needs, and my role as founder and adviser is to ensure that once you have invested in your home, you and your family do not lose it to sickness, serious illness, or death.
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My approach is straightforward. You tell me about your current situation, financial objectives and when you want to achieve them. Then I develop a practical solution to help you meet those objectives. Finally, I will discuss the plan with you and agree on the course of action you want to take with jargon-free advice for now and in the future.
My team and I are CeMAP (Certificate in Mortgage Advice and Practice) qualified and registered with the Financial Conduct Authority. I take great pride in knowing what exceptional individuals they are.

Ian Angus-Felton
Senior Mortgage & Insurance Broker
Technical Manager
Falkirk Office
Ian brings to Greenshoots Financial over 25 years of experience as a Mortgage Broker in Falkirk, the Forth Valley region and beyond. With a laser focus on serving his clients, Ian's expertise and passion make him a sought-after broker in his community of Falkirk and a valued Greenshoots team member.
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Ian's core values are about his clients; he works tirelessly to make getting a mortgage and associated insurance as seamless and stress-free as enjoyable as possible.
In his spare time, he is a Board Member for SMILE Counselling in West Lothian, coaches the Under 17's and Over 35's at Falkirk FC and enjoys long walks with his family and dog, Harvey.

Collette Campbell
Mortgage & Insurance Broker
Livingston Office
Collette has been part of the Greenshoots team for several years. Invaluable in managing the regulatory and compliance aspects of the business and looking after our client's protection needs, Collette embarked on her Chartered Institute qualification in 2020 and qualified as a Mortgage Adviser.
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Collette has incredibly high standards, which means that the service she provides for her clients is second to none. With razor-sharp attention to detail, clients can be assured that Collette takes the time to get to know and understand their needs in-depth, allowing her to make the best recommendation possible.
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She covers her home town of Livingston and surrounding areas in West Lothian, and in her spare time, Collette enjoys spending time with her family and friends and going on holiday.

Craig Murray
Mortgage & Insurance Broker
Equity Release Adviser
Bathgate Head Office
Craig has a wealth of experience gained over 20 years as a mortgage and protection adviser. Motivated by assisting customers with all their mortgage needs, from helping buy their dream home to sourcing a better deal and saving them money. He loves being a vital part of those journeys for each customer.
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Craig is a real family man and enjoys spending time with his loved ones and close friends. He loves playing various sports, football, golf and squash being some of his favourites.

Colin Cunningham
Mortgage & Insurance Broker
Bathgate Head Office
Colin has been in the financial industry since 1980 and worked with Prudential for 21 years in pensions and investments, general insurance, mortgages, all protection needs, life, critical, and income protection. During that time, he won many awards for helping clients.
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Colin has a keen sense of humour which he frequently brings to the Greenshoots team meetings! In addition, he takes part in many different charities, including helping supporters teams and the local football team Fauldhouse.
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Colin is a people person and enjoys helping meet their dreams and being part of the Greenshoots team. Additionally, he loves looking after his grandchildren as often as possible and enjoys family life.

Lorna Elliott
Branch Manager
Bathgate Head Office
Lorna is our Greenshoots Financial Branch Manager, who manages the day-to-day operations. These responsibilities include developing business plans, attaining team goals, and delivering the best client journey possible. With over 17 years of experience in Financial Services, her high standards and attention to detail ensure that all processes run smoothly.
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A busy mum to two young children, Lorna also manages to fit in time for fitness, socialising with family and friends and holidays. She is one go-getter, will always go the extra mile and also has a welcoming smile!