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WHO WE ARE

We are an independent mortgage firm headquartered in Bathgate, West Lothian. We take pride in our expansive reach covering West Lothian and serving numerous clients across Scotland and even a few in England.

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Our foundation is built upon over ten years of seasoned experience in the mortgage and insurance sector. As an independent agency, we are committed to delivering personalised, in-depth mortgage and protection advice with access to the comprehensive UK market, and our primary loyalty lies in securing the best deals for our clients.

 

Our mission is aligned with providing top-tier, transparent, and cost-effective advice for your mortgage and protection needs. As we expand, we continue to invest in our team of brokers keen on community development. This has earned us the reputation of being one of Scotland's most notable independent mortgage advisors.


Our team is dynamic and close-knit, dedicated to finding our clients' most suitable mortgage and insurance solutions. We ensure all our local or online clients receive premier, friendly, and professional service.

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You can expect peace of mind and a solution tailored to your needs, thanks to our dedicated advisors, years of experience, a network of mortgage lenders and insurance providers across the UK, and a focus on superior customer sales care.

OUR TEAM

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Donna Murray
Senior Mortgage & Insurance Broker
Founder

Bathgate Head Office

​As a professional mortgage and protection broker, I provide first-class and cost-effective advice for your mortgage and protection needs.
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My experience has taught me there's rarely a one-size-fits-all solution, and my team, therefore, focus on creating tailor-made, personalised solutions for you. I advise clients to help address their mortgage and family protection needs, and my role as founder and adviser is to ensure that once you have invested in your home, you and your family do not lose it to sickness, serious illness, or death. 
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My approach is straightforward. You tell me about your current situation, financial objectives and when you want to achieve them. Then I develop a practical solution to help you meet those objectives. Finally, I will discuss the plan with you and agree on the course of action you want to take with jargon-free advice for now and in the future.


My team and I are CeMAP (Certificate in Mortgage Advice and Practice) qualified and registered with the Financial Conduct Authority. I take great pride in knowing what exceptional individuals they are. 

Donna Murray
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Collette Campbell
Mortgage & Insurance Broker
Livingston Office

Collette has been part of the Greenshoots team for several years.  Invaluable in managing the regulatory and compliance aspects of the business and looking after our client's protection needs, Collette embarked on her Chartered Institute qualification in 2020 and qualified as a Mortgage Adviser.  

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Collette has incredibly high standards, which means that the service she provides for her clients is second to none. With razor-sharp attention to detail, clients can be assured that Collette takes the time to get to know and understand their needs in-depth, allowing her to make the best recommendation possible.  

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She covers her home town of Livingston and surrounding areas in West Lothian, and in her spare time, Collette enjoys spending time with her family and friends and going on holiday.

Collette Campbell
Colin Cunningham
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Colin Cunningham
Mortgage & Insurance Broker
Bathgate Head Office

Colin has been in the financial industry since 1980 and worked with Prudential for 21 years in pensions and investments, general insurance, mortgages, all protection needs, life, critical, and income protection. During that time, he won many awards for helping clients.
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Colin has a keen sense of humour which he frequently brings to the Greenshoots team meetings! In addition, he takes part in many different charities, including helping supporters teams and the local football team Fauldhouse. 
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Colin is a people person and enjoys helping meet their dreams and being part of the Greenshoots team. Additionally, he loves looking after his grandchildren as often as possible and enjoys family life.

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Lorna Elliott
Protection and General Insurance Adviser
Bathgate Head Office

Lorna has transitioned from her role as Greenshoots Financial Branch Manager to assume the role of a Protection and General Insurance Adviser. In her new capacity, she will provide expert advice on protection and general insurance options for clients, ensuring they have the correct coverage tailored to their unique requirements.

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Building on her vast experience of 17 years in Financial Services, she now applies her exemplary attention to detail and high standards in leading clients through the insurance selection process.

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Her commitment to delivering the best client journey remains a top priority, with her keen aptitude for providing the best solutions and plans to benefit her clients.

 

A dynamic professional, Lorna balances work with her other passions. As a dedicated mother of two, she ensures she has time for her children. A fitness enthusiast, an ardent socialite, and an aficionado of travel.

 

Her tenacity, willingness to go the extra mile, and warm smile characterise her approach to her professional and personal life, making her a valued team member.

Lorna Elliott
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