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PROTECT THE THINGS THAT MATTER TO YOU

INSURANCE

Insurance protection is there to give you the peace of mind you need to live life to the full knowledge that you, your family, your business and your home are all protected against life's unfortunate events.​

Income Protection
Income Protection Insurance

INCOME PROTECTION

​This type of policy pays a monthly income if you are unable to work due to an illness or injury. The monthly income under the policy will be between 50% and 70% of your salary and will be paid until you are fit enough to return to work, or reach retirement age.

State benefits often aren’t very generous in this area and only a few employers will continue to support their staff through a long-term illness, so income protection policies can help families through difficult financial times.

 

You can choose the date at which the policy would pay out in the event of a claim. This can range from a month to up to a year. Policies that pay out sooner will have higher premiums.

Life Cover

LIFE INSURANCE

​Naturally, we want to do the best for our families and keep them protected on every occasion. In simple terms, life insurance provides a lump sum on death that gives your family a financial safety net to meet any outstanding financial commitments.  

As an independent broker, we will guide you through the various options to arrive at an affordable solution that best protects your family and loved ones.

Landlord Insurance
Landlord Insurance

LANDLORD INSURANCE

Landlord Insurance is designed specifically for landlords and buy-to-let owners.  There are a variety of options, all intended to keep your investments safe.

 

We have provided cover via our partners for a wide range of properties and tenants including landlord business insurance, multi-occupancy, students, unoccupied, local authority placements and more.  Polices are designed to offer protection for your investment and can include cover for fire, flood, accidental damage, public liability, legal protection, loss of rent and much more. 

 

Remember that home insurance is not suitable for rental properties and you will need specialist insurance for landlords.

Critical Illness

CRITICAL ILLNESS

​Critical illness cover pays out a lump sum if you are diagnosed with a major illness as specified in the policy, for example, cancer, and heart disease. Some insurers will make a part payment on an early-stage diagnosis of a condition specified in the policy, the percentage will vary from company to company.


We’ll search the leading providers for you and find the policy you require at a competitive rate.

Business Protection Insurance
Business Protection Insurance

BUSINESS PROTECTION INSURANCE

​​Business protection insurance is vital and can be tailored whether you are a large or small business.  It provides essential financial protection, including public liability insurance and you can use this insurance to protect against:

 

 

  • Key Person  

  • Loan Protection 

  • Shareholders

  • Relevant Life

PRIVATE HEALTH INSURANCE

If the worst should unexpectedly happen and you become ill, private medical insurance can give you the peace of mind that you will be attended to immediately and well looked after. 

Private medical health insurance needn't be expensive, and there are plenty of cheap plans available from individual insurance or family insurance.

 

The UK has a hard-working NHS. The staff are exceptionally committed; however, should the need arise, private medical health insurance will enable you or your family to bypass the lengthy NHS waiting times and receive treatment immediately.

We source all of our network of UK providers to find you the right product, with the right level of cover at the right price for you. 

Private Health Insuance

HOME INSURANCE

​Is your home protected against life’s unwelcome and unexpected events?  As well as ensuring you have life cover in place to protect your mortgage, you should think about insurance for your home and contents too.  Home insurance is a valuable safeguard that protects millions of families each year from devastating events like fire, flood and burglary.

 

Buildings insurance is a product and usually essential if you have a mortgage. Your lender is likely to insist you have suitable cover in place to protect their financial interest in your property.

 

Home contents insurance covers all the things kept in a home such as TVs, furniture and carpets and personal belongings and you can also include additional to cover certain items when they are used away from home. ​

 

Home Insurance
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