Life insurance can be an awkward topic of discussion, but it is vital to your family's financial future. It is reported that one in four breadwinners don't have life insurance leaving their families with a coverage gap of £263 billion. The cost of life insurance varies greatly depending on your age, gender, health and lifestyle; however, it is often more affordable than expected.
Also, we are more likely to get a severe illness than die before the age of 65. Advances in medical science mean that diseases are being detected earlier, and survival rates are improving, but this presents financial challenges. According to Macmillan Cancer Support, 4 out of 5 people find themselves on average £570 worse off a month as a result of a cancer diagnosis. This is where a critical illness policy can help, giving you the ability to focus on what is important – making a full recovery, rather than worrying about how you'll pay the bills. Critical Illness Cover can seem complicated; however, the market has taken considerable strides in removing this complexity and providing comprehensive cover where it matters most.
Insurance for you, your family and your business can provide support during the most challenging times. Our advisers not only access to a full suite of providers offering a range of extensive cover for everything from Life Cover and Critical Illness to Income Protection and Business Insurance.
Talk to us for a complete review and advise on the right cover for you and your family, within your budget.