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MORTGAGE AND INSURANCE NEWS AND ADVICE
Keep up to date with our news, including industry news on mortgages, home insurance, life and critical illness insurance and more.
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Sustainable Passivhaus Builds
New 95% LTV Lenders Bring Opportunity To New Build Market And Sustainable Passivhaus Builds. The challenges during 2020 and 2021 due to...


What are the benefits of using a mortgage broker?
What are the benefits of using a mortgage broker near me? Does local knowledge help?


Falkirk And Forth Valley Housing And Mortgage Market
Falkirk And Forth Valley Housing And Mortgage Market - Ian Angus-Felton, Falkirk Broker As your local independent whole of market...


Has The Staycation Market Increased Holiday Let Mortgages?
A report from Moneyfacts states a significant increase in the number of lenders offering holiday let mortgages over the past six months,...


What Is Open Banking
What Is Open Banking And How Can It Help With Your Mortgage Application? Open Banking is a relatively new initiative set up to help...


Virtual Medical Services
Does Your Mortgage Protection Policy Include Free Access To Virtual Medical Services? Most of us need to make sure that we can pay our...


Scottish Government's First Home Fund
The Scottish Government’s First Home Fund is a shared equity scheme that helps first-time homebuyers purchase a property.


Availability Of Mortgage Lenders Accepting A 10% Deposit Rising.
Some great news for first-time buyers, anyone looking to move home or re-mortgage, or anyone who wants to put down a 10% deposit or...


New Opening Hours To Support You
We continue to be open and looking after our clients operating within our existing changes to business via online, telephone or video...


Second Charge Mortgage - The Bank Of "Mum & Dad".
We have previously written about the challenges first-time buyers face, in particular, the need for at least a 10% deposit and higher...


Mortgage Borrowers Are Encouraged To Act As Rates Continue To Rise.
Reviewing lender data, this is the 4th month in a row that average new fixed rates have risen. In effect, this means that a borrower with...


Mortgage Payment Holidays
Mortgage Payment Holidays Are Coming To An end - What Does It Mean For You? The 31st of October is not just Halloween; it's the last day...


Mortgage Prisoners Stuck On A High Rate
They were, until quite recently, the forgotten many - the "mortgage prisoners'. The Financial Conduct Authority estimates that this...


What Is A Second Charge Mortgage?
As the name implies, a second charge mortgage is a second loan which is secured against a property you own, whether that's your primary...


Property Fees Explained
Buying a new home is one of the most exciting things you can do. But let's face it, it can also be pretty stressful and that stress...


Understanding Different Mortgage Types
When selecting a mortgage, the right type of mortgage could save you thousands of pounds, which is why it is essential to understand how...


Understand Your Credit Report And Credit Score
Did you know that the information held about you on your Credit Report and your credit score has a much wider impact than just whether...


Scottish First Home Fund
Open to all first-time buyers; the Scottish Government shared equity scheme was set-up to provide up to £25,000 to help buyers purchase...


Our office is now closed but we are ready and able to help.
Further to the announced Government guidelines on Monday night, our office is closed until further notice as we do all we can in the...


Banks to defer mortgage payments for those struggling to coronavirus
The coronavirus is causing significant disruption and concern, and we hope that you and your families will be OK. Several providers are...
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